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Compare Mortgage Rates for Consumers
MyLoanExpert.com provides mortgage rates and mortgage quotes for consumers looking for a single place to shop multiple lenders. Whether you are in the market for a mortgage refinance, purchase loan, home equity line of credit, or debt consolidation loan, you have all you need here at MyLoanExpert.
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When you submit your mortgage application through our secure service, your application is automatically submitted to up to Four Top Lenders all competing for your business. The lender network is large and though most major lending institutions bid on loans submitted here, you may be surprised to find that smaller, lean running companies may actually provide a better mortgage quote. That’s the beauty of MyLoanExpert.com. Submit one application and get up to four bids. It quick, easy and efficient.
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We believe that when you submit your application, you will be very impressed with the mortgage offers that you receive. We’re so convinced that we offer a “Testimonial Hotline” that will allow you to share your experience with MyLoanExpert with future users of this service. By visiting our testimonial page, you may read other consumer’s experiences with MyLoanExpert.com. Finding the right mortgage can literally change your entire financial future. That’s why it is important to get mortgage quotes through our service.
Education about current mortgage trends and money saving tips and articles complete the content of our site. Within MyLoanExpert.com you will find money saving ideas that may give you information regarding the latest news that may influence the decision you take on your next mortgage. We encourage you to click through our links page and see all articles and headlines, as you become more informed about recent money saving advice.
If you are considering a refinance mortgage in California, New York, Florida, Texas or any state within the US, you may find a mortgage quote from our network of lenders. A mortgage refinance quote is available for any one of a number of programs, whether that be a 30 year fixed mortgage 15 year fixed or a shorter term adjustable such as a 5/1, 3/1, or 10/1 Adjustable rate mortgage.
Credit Score Factors A credit score can be defined as a number that evaluates the possibility of a person to pay back a loan within a given period of time. When an individual is interested in borrowing money, the lender informs the credit bureau. The bureau comes up with a credit report which is aimed […]
Refinancing Terms If you are in the market looking for refinancing options on your home mortgage, it is important to familiarize yourself with the terms commonly used. Poring over boring mortgage textbooks is not required. Here’s a look at the basic refinancing lingo to get you started. APR: Different lenders calculate the APR or the […]
Mortgage Refinance and Taxes When you own your home, you get large income tax deduction for mortgage interest. However, when you refinance your mortgage loan into a lower interest rate, you’ll pay less interest but more income tax. HAD vs. HED HAD stands for Home Acquisition Debt and HED stands for Home Equity Debt. HAD […]
Second Mortgage to offset PMI Many homeowners find it difficult to find the funds for a 20 percent down payment on their homes. Without the down payment, it becomes mandatory for home buyers to go in for PMI (Private Mortgage Insurance). The PMI has to stay in effect until such time that the value of […]
Self-employed people and refinancing While in all other ways, America encourages entrepreneurs, borrowing is one area that most self-employed people face difficulties. Be it a conventional loan or a mortgage on the home, bankers have a problem offering money to the self-employed. This is because the self-employed often show less income than their counterparts in […]